Banking, Financial Services and Insurance
Introduction of the Sector
Banking, Financial Services and Insurance (BFSI) are set to grow exponentially in India due to the rising per capita income, the introduction of new products, innovation in technology, expanding distribution, networking and increasing customer awareness of financial products. BFSI Industry has continued to be a top priority focus industry for India’s economic development based on inclusive growth.
Post Graduate Diploma in Bank Credit Management
Programme Introduction
Post Graduate Diploma in Bank Credit Management aims to train the students in various aspects related to banking and its allied areas. The program covers topics such as –Banking, Credit management, and operations. Banking sector is growing at a healthy pace in India. consequently the sector will generate ample amount of job.
Eligibility for Admission
The candidate should be graduate (preferably commerce) from a recognized University in India or abroad.
Employability/Skill enhancement
Undergoing the Bank Credit Management diploma will give the students an upper hand in comparison to others as they will receive additional specialized training as follows:
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Awareness of Bank’s functioning
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Special training in Credit Analysis
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Ability to assist effectively in processing credit proposals
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Ability to observe and analyse financial data
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Ability to determine whether to lend to a customer
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Effective handling of customer requests and queries
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Awareness regarding various techniques used in financial analysis
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Understanding and active participation Credit appraisal and loan processing
Career Prospects/Job Role
After completing the PG Diploma in Bank Credit Management the students get an opportunity to hold positions like Business Analyst, Loan Counsellor, Investment Banker, Finance Manager, Equity Research Analyst, Market Analyst, and Personal Financial Advisor.
Semester-wise Listing of Courses
| SEMESTER I | SEMESTER II | |||||
| Course Code | Course Name | Credits | Course Code | Course Name | Credits | |
| BCM 1.1 | Advance Corporate Banking | 4 | BCM 2.1 | Banking Advances and Operations | 5 | |
| BCM 1.2 | Financial & Bank Accounting | 4 | BCM 2.2 | Loan Monitoring & Review | 4 | |
| BCM 1.3 | Financial Analysis for Lending - I | 3 | BCM 2.3 | Banking and Credit Management: A Risk Management Perspective | 4 | |
| BCM 1.4 | Financial Analysis for Lending - II | 3 | BCM 2.4 | Financial Services Marketing | 5 | |
| BCM P1 | Project Report - Financial Modelling using MS Excel | 4 | BCM P2 | Project Report – Applied Financial Analysis | 4 | |
*The skill training component is 50% to 60% ranging from 600 hours to 720 hours per year depending upon the industry requirement.
Programme fees: Rs.Rs. 96,000/-per annum
Examination fees: Rs.2,500/- per semester and Rs. 5000 per annum
Caution Deposit (Refundable): Rs.5000